Ascensus Individual(k) plan options

Key Features

CoPilot 3(38)

Daily Value

Balance Forward

Recordkeeping and administration

 

 

 

Contribution, loan, and distribution processing

 

 

 

Onboarding support

 

 

 

Automated account access

 

 

Provided by broker dealer

Investment options

3(38) investment manager and fiduciary

Open architecture

Open architecture/opened through broker dealer

Participant statements

Delivered quarterly

Delivered quarterly

Delivered annually

READYSAVETM app

 

 

Not applicable

CoPilot 401k participant pricing example

The participant pricing examples below are for illustrative purposes only to demonstrate how the asset-based employee fees listed above would translate into deductions from a participant's account.

 

$10K
Account Balance
  $25K
Account Balance
  $50K
Account Balance
Recordkeeping $4.00/mo   Recordkeeping $4.00/mo   Recordkeeping $4.00/mo
Custodial & Trading $0.58/mo   Custodial & Trading $1.46/mo   Custodial & Trading $2.92/mo
Investment Fiduciary $2.08/mo   Investment Fiduciary $5.21/mo   Investment Fiduciary $10.42/mo
Total Cost**
$6.67/mo
  Total Cost**
$10.67/mo
  Total Cost**
$17.33/mo

** Total cost doesn’t include the investment expenses or any applicable financial advisor service fees. The total cost amount doesn’t represent any specific participant. The actual calculations are determined by an individual's account balance.

Ascensus CoPilot 401(k) Plan Pricing

CoPilot retirement plans are designed for small businesses that want a cost-effective and simple 401(k) solution backed by reliable support.

Employer Base Fee $125/month
One time costs  
Implementation Fee $500
Employee fees  
Monthly Recordkeeping $4/participant
Annual Custodial and Trading* 0.07%
Annual Investment Fiduciary* 0.25%

*Fees are shown in annual terms but are deducted monthly. 

As of 07/01/2023
Pricing subject to change.